OUR FOCUS IS YOU

BANCA believes in helping you get the most from life. With that in mind we have designed our direct investing platform to help you manage your investments when and where you want, leaving you free to focus on the things that really matter.

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Ground Up

Build new homes with 1-4 units

Ground Up TERMS

Property Types

Homes With 1-4 Units

Loan Amount

$50,000 - $5,000,000

Maximum Loan To Cost

Up to 75% of the lower of land value or purchase price / 60% if unpermitted, plus 100% of construction
Max 80% of total project costs
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing

Maximum Loan To ARV

Up To 70%

Term Length

12 Months, Up To 18 at Lender Discretion

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