OUR FOCUS IS YOU

BANCA believes in helping you get the most from life. With that in mind we have designed our direct investing platform to help you manage your investments when and where you want, leaving you free to focus on the things that really matter.

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Small Balance Multifamily

Purchase, renovate, and rent/sell non-owner-occupied homes with 1-4 units

Small Balance Multifamily TERMS

Property Types

Residential Buildings with 5+ Units

Loan Amount

$500,000 - $5,000,000

Loan Types

Interest Only / Fixed / Adjustable-Rate Mortgage Options

Maximum Loan To Cost

Purchase Loans: 75% of Purchase / As-is Value + 100% of Rehab Costs
Refinance Loans: 65% of As-is Value + 100% of Rehab Costs
Cashout Refinance: Subject to LTV guidelines based on mid FICO score

Maximum Loan To Stabilized Value

Purchase / Rate-Term Refinance: 70%.
Cashout Refinance: 65%

Term Length

Up to 24 Months + Two 6-Month Extensions

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